Aadhaar is a unique 12-digit alphanumeric identification number issued by UIDAI to every resident of India. It is a mandatory document and is issued to every individual who is above 5 years old.

The initial phase included issuance of physical paper cards with the number and relevant details printed on it. However, with time the Indian government moved to issue e-Aadhaar to individuals as a step towards digitization.

What is e-Aadhaar?

E-Aadhaar is a mandatory document for every individual residing in India. Besides, the process of e-Aadhaar download has been eased as it can be downloaded from the UIDAI official website by providing one’s enrollment ID or the Aadhaar number.

It is to be kept in consideration that both the forms of Aadhaar are valid and acceptable,considered as a valid document also increases your chances of availing personal loans, home loans, etc.

Irrespective of the form of the card, Aadhaar holds the following information of an individual.

• Name
• Aadhaar number
• Date of birth
• Gender
• Residential address
• Photograph
• QR Code for Aadhaar number

Benefits of having an E-Aadhaar

The e-Aadhaar card benefits are multifold. They are presented below –

• Benefits like LPG subsidies are extended to individuals who have Aadhaar card, irrespective of whether it is a physical card or an e-Aadhaar.
• It is a valid identity and address proof. Hence, it can serve as official documentation while availing various types of loans such as home loans, personal loans, etc.

Bajaj Finserv offers Personal Loans against minimal documentation including only the Aadhaar Card, other basic KYC documents and income proof. They also provide pre-approved offers to further ease the process of application and make it less time-consuming. These offersare available on numerous financial products including personal loans, home loans, business loans, etc.

How to download E-Aadhaar?

There are several ways for e-Aadhaar card download once it is issued to you.

From the official website

Step 1: Visit the official UIDAI website. You will see an option Download Aadhaar on the left side.

Step 2: You will have to select an option under ‘I have’ section which are Aadhaar number, enrolment number or virtual ID and then enter your 12-digit Aadhaar number from the paper card that you have received or 16-digit VID.

Step 3: Enter the captcha and click on ‘send OTP.’ An OTP will be sent to your registered mobile number. Alternately, you can also click on TOTP to authenticate your request.

Step 4: Enter the OTP and complete the survey. Click ‘verify and download’ to get your e-Aadhaar. In case you have downloaded with your VID, you can access it by entering your 8-digit password. The first 4 elements are first four letters of your name in capitals and the next 4 are your date of birth.

From the UMANG application

However, there are other ways to avail e-Aadhar as well using apps like UMANG and m-Aadhaar. You can download your e-Aadhaar via the UMANG app in the following steps –

Step 1: Download the app from Play Store.

Step 2: Find the all services tab and click on ‘Aadhaar card.’

Step 3: Then click on ‘View Aadhaar Card from DigiLocker.’

Step 4: Login with the details of your DigiLocker or Aadhaar number.

Step 5: You will receive an OTP on your registered mobile number.

Step 6: Enter your OTP and click on verify OTP.

Step 7: Now you can click on the download icon to get your e-Aadhaar on the device.

The e-Aadhar has revolutionized how Indians consider official documentation. It is in tune with the digitization drive led by the Indian government. In tune with these changes, most tasks requiring such documentation are also being hosted online, for example, financial products and services. Know how to apply for personal loan on Aadhaar card and how the e-Aadhar can help you in the same regard with ease.